Pezesha
Nairobi, Kenya
Pezesha is a Fintech institution that connects lenders and investors with high quality, underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope for them and their communities as part of the formal financial system. Pezesha is revolutionising the way micro businesses access affordable credit using alternative data and credit analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets. We are based in Nairobi, Kenya.
We seek to recruit a Credit Risk Portfolio Manager who shall navigate between strategy and detail, bring passion to the role, think and add value across the business. They will thrive on the uncertainty, and add credibility through communication and impact. They have to be sensitive leaders, assertive, collaborative and savvy. They will have a pulse on the business, and as such, are a pivotal member of Pezesha team and will be expected to collaborate with data, operations and accounting teams.
Primary function:
The Credit Risk Portfolio Manager is a multi-disciplinary full time role that demands diverse skills. The primary function of this role shall be:
Underwrites, tracks, analyzes, and maintains the company’s portfolio of loans issued.
Development of financial and credit risk models
Liquidity strategy & management
Portfolio management & analysis
Credit Operations
Reporting to the CEO and the board on risk issues and mitigation strategies
Principal accountabilities are:
Risk Management
Understand, manage and mitigate key elements of the company’s PAR, NPLs and any other related risks on an ongoing basis
Construct and monitor reliable control systems to manage portfolio at risk
Ensure that the company complies with all legal and regulatory requirements
Ensure that record keeping and KYC processes meet the requirements of auditors and are in accordance with regulatory requirements
Identifying the key financial and non-financial risks, recommending actions for mitigation of those risks.
Financial modelling
Building and updating financial models using historical data and providing forecasts based on various industry-related operating metrics.
Ensuring accurate modeling of allocated portfolios and developing new models and enhancing the existing models.
Applying appropriate sensitivity and scenario analysis to support investment actions.
Forecasting, and KPIs analysis and tracking on a regular basis
Coming up with strategic financial products to complement our value propositions to our investors/lenders and improve our pricing models and liquidity optimisation.
Credit Operations
Manage a world class in-house credit cycle from evaluation, administration and collections to ensure efficiency, security, risk and fraud control throughout the entire cycle
Design and implement credit best practises
Manage, implement and improve the credit underwriting process and continually improve underwriting criteria.
Portfolio management
Effective communication to investors/lenders on their portfolio performance on a daily/weekly and monthly basis
Develop reports for outside stakeholders, including investors and lenders
Provide weekly reports to key members of the team regarding PaR and current non-performing loans (NPLs);
Organise and manage monthly to quarterly lenders/investors educational workshops on our products and improvements.
Other secondary responsibilities
Monitor cash balances and cash forecasts
Assist the CEO in preparing, presenting and sourcing new debt and equity financing opportunities
Desired Qualifications:
Excellent excel skills for at least 5 years
MUST HAVE: Degree in Mathematics or Statistics and/or Actuarial Science
Excellent communication and analytical skills
At least 2 years experience in risk management and financial analysis
Problem solving ability
ADDED ADVANTAGE: software development or engineering skills
Compensation: Salary + discretionary performance based bonus. Market based stock based incentives appropriate for the role and vesting over a 4 year period. Part of the management team.
To Apply: Please send your CVs and cover letter to hello@pezesha.com. Kindly indicate the title of the job on the subject header of the email (REF 22/Pezesha Credit Risk Portfolio Manager). The applicants who do not indicate THE REF NO and job title will be automatically disqualified.
Pezesha is a Fintech institution that connects lenders and investors with high quality, underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope for them and their communities as part of the formal financial system. Pezesha is revolutionising the way micro businesses access affordable credit using alternative data and credit analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets. We are based in Nairobi, Kenya.
We seek to recruit a Credit Risk Portfolio Manager who shall navigate between strategy and detail, bring passion to the role, think and add value across the business. They will thrive on the uncertainty, and add credibility through communication and impact. They have to be sensitive leaders, assertive, collaborative and savvy. They will have a pulse on the business, and as such, are a pivotal member of Pezesha team and will be expected to collaborate with data, operations and accounting teams.
Primary function:
The Credit Risk Portfolio Manager is a multi-disciplinary full time role that demands diverse skills. The primary function of this role shall be:
Underwrites, tracks, analyzes, and maintains the company’s portfolio of loans issued.
Development of financial and credit risk models
Liquidity strategy & management
Portfolio management & analysis
Credit Operations
Reporting to the CEO and the board on risk issues and mitigation strategies
Principal accountabilities are:
Risk Management
Understand, manage and mitigate key elements of the company’s PAR, NPLs and any other related risks on an ongoing basis
Construct and monitor reliable control systems to manage portfolio at risk
Ensure that the company complies with all legal and regulatory requirements
Ensure that record keeping and KYC processes meet the requirements of auditors and are in accordance with regulatory requirements
Identifying the key financial and non-financial risks, recommending actions for mitigation of those risks.
Financial modelling
Building and updating financial models using historical data and providing forecasts based on various industry-related operating metrics.
Ensuring accurate modeling of allocated portfolios and developing new models and enhancing the existing models.
Applying appropriate sensitivity and scenario analysis to support investment actions.
Forecasting, and KPIs analysis and tracking on a regular basis
Coming up with strategic financial products to complement our value propositions to our investors/lenders and improve our pricing models and liquidity optimisation.
Credit Operations
Manage a world class in-house credit cycle from evaluation, administration and collections to ensure efficiency, security, risk and fraud control throughout the entire cycle
Design and implement credit best practises
Manage, implement and improve the credit underwriting process and continually improve underwriting criteria.
Portfolio management
Effective communication to investors/lenders on their portfolio performance on a daily/weekly and monthly basis
Develop reports for outside stakeholders, including investors and lenders
Provide weekly reports to key members of the team regarding PaR and current non-performing loans (NPLs);
Organise and manage monthly to quarterly lenders/investors educational workshops on our products and improvements.
Other secondary responsibilities
Monitor cash balances and cash forecasts
Assist the CEO in preparing, presenting and sourcing new debt and equity financing opportunities
Desired Qualifications:
Excellent excel skills for at least 5 years
MUST HAVE: Degree in Mathematics or Statistics and/or Actuarial Science
Excellent communication and analytical skills
At least 2 years experience in risk management and financial analysis
Problem solving ability
ADDED ADVANTAGE: software development or engineering skills
Compensation: Salary + discretionary performance based bonus. Market based stock based incentives appropriate for the role and vesting over a 4 year period. Part of the management team.
To Apply: Please send your CVs and cover letter to hello@pezesha.com. Kindly indicate the title of the job on the subject header of the email (REF 22/Pezesha Credit Risk Portfolio Manager). The applicants who do not indicate THE REF NO and job title will be automatically disqualified.
Pezesha
Nairobi, Kenya
Pezesha is a Fintech institution that connects lenders with high quality underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope to them and their communities to be part of the formal financial system. We are revolutionising the way micro businesses access affordable credit using data analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets.
We are based in Nairobi, Kenya.
We are looking for young, hungry and curious minds to join us as they grow up their career ladders.
Don’t wait until you graduate in order to start building your career. We turn your expectations into experience. All the successful CEOs and leaders out there, are different in that, they found their purpose early- they saw an opportunity to learn and they grabbed it with both hands. They were ready to start from somewhere. Their goal was to learn as much as possible in the early days of their career in order to remain competitive in the long term.
Pezesha has an internship program called “Ezesha your skills” targeted mainly to 4th year University students and also graduates who are looking for early stage experience to develop cutting edge skills in their career ladder. We have partnered with some local Universities such as JKUAT to empower young, hungry individuals willing to get their hands dirty and in turn get experience that counts.
When you intern with us, you are not just giving but mostly receiving value that includes but not limited to:
Weekly mentorship from our CEO, senior management and other linkages to experts in the industry
You gain first hand all round experience that sets you apart from the others in the ever competitive market
You also get ownership in projects you work on with guidance from your assigned supervisor
Once in a while we have Pizza Fridays and happy hour to mingle and network, this will shape your soft skills in a huge way besides having FREE pizza and drinks
Pezesha is a Fintech institution that connects lenders with high quality underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope to them and their communities to be part of the formal financial system. We are revolutionising the way micro businesses access affordable credit using data analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets.
We are based in Nairobi, Kenya.
We are looking for young, hungry and curious minds to join us as they grow up their career ladders.
Don’t wait until you graduate in order to start building your career. We turn your expectations into experience. All the successful CEOs and leaders out there, are different in that, they found their purpose early- they saw an opportunity to learn and they grabbed it with both hands. They were ready to start from somewhere. Their goal was to learn as much as possible in the early days of their career in order to remain competitive in the long term.
Pezesha has an internship program called “Ezesha your skills” targeted mainly to 4th year University students and also graduates who are looking for early stage experience to develop cutting edge skills in their career ladder. We have partnered with some local Universities such as JKUAT to empower young, hungry individuals willing to get their hands dirty and in turn get experience that counts.
When you intern with us, you are not just giving but mostly receiving value that includes but not limited to:
Weekly mentorship from our CEO, senior management and other linkages to experts in the industry
You gain first hand all round experience that sets you apart from the others in the ever competitive market
You also get ownership in projects you work on with guidance from your assigned supervisor
Once in a while we have Pizza Fridays and happy hour to mingle and network, this will shape your soft skills in a huge way besides having FREE pizza and drinks
Pezesha
Nairobi, Kenya
Pezesha is a Fintech institution that connects lenders with high quality underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope to them and their communities to be part of the formal financial system. We are revolutionising the way micro businesses access affordable credit using data analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets.
We are based in Nairobi, Kenya.
We are looking for young, hungry and curious minds to join us as they grow up their career ladders.
Don’t wait until you graduate in order to start building your career. We turn your expectations into experience. All the successful CEOs and leaders out there, are different in that, they found their purpose early- they saw an opportunity to learn and they grabbed it with both hands. They were ready to start from somewhere. Their goal was to learn as much as possible in the early days of their career in order to remain competitive in the long term.
Pezesha has an internship program called “Ezesha your skills” targeted mainly to 4th year University students and also graduates who are looking for early stage experience to develop cutting edge skills in their career ladder. We have partnered with some local Universities such as JKUAT to empower young, hungry individuals willing to get their hands dirty and in turn get experience that counts.
When you intern with us, you are not just giving but mostly receiving value that includes but not limited to:
Weekly mentorship from our CEO, senior management and other linkages to experts in the industry
You gain first hand all round experience that sets you apart from the others in the ever competitive market
You also get ownership in projects you work on with guidance from your assigned supervisor
Once in a while we have Pizza Fridays and happy hour to mingle and network, this will shape your soft skills in a huge way besides having FREE pizza and drinks
Pezesha is a Fintech institution that connects lenders with high quality underserved low-income borrowers. Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Africa to bring freedom, equality and hope to them and their communities to be part of the formal financial system. We are revolutionising the way micro businesses access affordable credit using data analytics.
Pezesha is led by a team of passionate individuals and advisors with diverse experience in Credit, Fintech, Telecommunications, Regulation and building successful tech startups in Kenya and across other emerging markets.
We are based in Nairobi, Kenya.
We are looking for young, hungry and curious minds to join us as they grow up their career ladders.
Don’t wait until you graduate in order to start building your career. We turn your expectations into experience. All the successful CEOs and leaders out there, are different in that, they found their purpose early- they saw an opportunity to learn and they grabbed it with both hands. They were ready to start from somewhere. Their goal was to learn as much as possible in the early days of their career in order to remain competitive in the long term.
Pezesha has an internship program called “Ezesha your skills” targeted mainly to 4th year University students and also graduates who are looking for early stage experience to develop cutting edge skills in their career ladder. We have partnered with some local Universities such as JKUAT to empower young, hungry individuals willing to get their hands dirty and in turn get experience that counts.
When you intern with us, you are not just giving but mostly receiving value that includes but not limited to:
Weekly mentorship from our CEO, senior management and other linkages to experts in the industry
You gain first hand all round experience that sets you apart from the others in the ever competitive market
You also get ownership in projects you work on with guidance from your assigned supervisor
Once in a while we have Pizza Fridays and happy hour to mingle and network, this will shape your soft skills in a huge way besides having FREE pizza and drinks
Andela
Lagos, Nigeria
The Facilities team is responsible for maintaining all Andela buildings and grounds facilities. Supervision of tasks related to HVAC, Electrical, Plumbing, Security, Environmental, Health and Safety, Procurement, Custodial services, Space management Reception, Catering Services and Project management.
About the Facilities Intern role:
As a Facilities Intern, you will be expected to provide support to the rest of the Facilities team and ensure that all key responsibilities are completed accurately and delivered with high quality, ‘Here for You Attitude’ (HYA).
Key Responsibilities:
Some of your specific responsibilities will include:
Manage the Facilities Space use calendar and coordinate meeting set up.
Monitor the CCTV cameras and Turnstiles systems daily
Provide maintenance support by supervising Facilities maintenance tasks.
Manage issuance and retrieval of temporary, caterers cards.
Track and report on lost and found items.
Track elevator trap incidences.
Support the guest areas on the ground and fourth floors.
Support with daily monitoring of Cafeteria activities.
Provide administrative support to the Facilities team as required.
Perform all job duties with the utmost attention to safety and security measures which are outlined by Andela’s safety and security manual, employee handbook, and other company materials.
Qualifications & Characteristics
Must have good interpersonal skills
Self-motivated and willingness to serve
Good organizational and communication skills
Must have a University degree
Have a good knowledge of Google Drive
Solid communication skills both written and verbal
Ability to be resourceful and proactive in dealing with issues that may arise
Ability to organize, multi-task, prioritize and work under pressure
EPIC Values AlignmentDemonstrable commitment to the learning & development of people and technologyThe ability to learn new things fast enough to amaze your friends and family
Interested?If the above sounds like an exciting role to you, please tell us why you believe you’re a good fit and we’ll be in touch.
Benefits & Compensation
Monthly Stipend
Breakfast, lunch and snacks provided daily
Beautiful working environment
Opportunity to work with the brightest minds on the planet
Oh, and a chance to change the world!
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
The Facilities team is responsible for maintaining all Andela buildings and grounds facilities. Supervision of tasks related to HVAC, Electrical, Plumbing, Security, Environmental, Health and Safety, Procurement, Custodial services, Space management Reception, Catering Services and Project management.
About the Facilities Intern role:
As a Facilities Intern, you will be expected to provide support to the rest of the Facilities team and ensure that all key responsibilities are completed accurately and delivered with high quality, ‘Here for You Attitude’ (HYA).
Key Responsibilities:
Some of your specific responsibilities will include:
Manage the Facilities Space use calendar and coordinate meeting set up.
Monitor the CCTV cameras and Turnstiles systems daily
Provide maintenance support by supervising Facilities maintenance tasks.
Manage issuance and retrieval of temporary, caterers cards.
Track and report on lost and found items.
Track elevator trap incidences.
Support the guest areas on the ground and fourth floors.
Support with daily monitoring of Cafeteria activities.
Provide administrative support to the Facilities team as required.
Perform all job duties with the utmost attention to safety and security measures which are outlined by Andela’s safety and security manual, employee handbook, and other company materials.
Qualifications & Characteristics
Must have good interpersonal skills
Self-motivated and willingness to serve
Good organizational and communication skills
Must have a University degree
Have a good knowledge of Google Drive
Solid communication skills both written and verbal
Ability to be resourceful and proactive in dealing with issues that may arise
Ability to organize, multi-task, prioritize and work under pressure
EPIC Values AlignmentDemonstrable commitment to the learning & development of people and technologyThe ability to learn new things fast enough to amaze your friends and family
Interested?If the above sounds like an exciting role to you, please tell us why you believe you’re a good fit and we’ll be in touch.
Benefits & Compensation
Monthly Stipend
Breakfast, lunch and snacks provided daily
Beautiful working environment
Opportunity to work with the brightest minds on the planet
Oh, and a chance to change the world!
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
